Mortgage Loan Originator - Remote after 30 days of training
Company: Jobot
Location: Gardena
Posted on: January 15, 2021
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Job Description:
This Jobot Job is hosted by: Tori Bender Are you a fit? Easy
Apply now by clicking the "Apply" button and sending us your
resume. Salary: $65,000 per year A bit about us: One of the
strongest member-owned not-for-profit credit unions in the country.
Available in all 50 states and Washington, D.C., our client caters
their services to meet the specific needs of all employees and
family members with above and beyond service and savings. Why join
us? Our client is offering a total compensation program that
focuses on providing work-life balance and supports the overall
needs of our team members. Salary and Perks Competitive base salary
structure Generous incentive opportunities Employer matching 401k
plan Health and Welfare Medical insurance plans including HMO and
PPO options Dental and Vison Plan options Flexible Spending Account
options Company-paid Life Insurance Short and Long-Term Disability
Plan Generous Paid Time Off and Paid Sick Leave Program Average of
eight paid holidays per year Benefits: 401(k) 401(k) matching
Dental insurance Health insurance Life insurance Paid time off
Parental leave Referral program Vision insurance Job Details
Locations for Onsite Training: Gardena, CA; Palmdale, CA; Linthicum
Hts, MD Summary of Primary Functions The Mortgage Loan Originator
will be responsible for originating mortgage loans by managing all
inbound application requests as well as conducting outbound efforts
to source new business for the credit union. The Mortgage Loan
Originator is responsible for taking applications from our members,
matching them with the appropriate mortgage loan product,
conducting an initial loan analysis by reviewing and analyzing
member---s credit reports, running automated desktop underwriting
(DU), collecting and reviewing initial required documentation from
members such as tax returns, paystubs, W-2s, mortgage statements,
purchase agreements, and any other initially required documents
within the loan submission package. The Mortgage Loan Originator
will submit complete loan packages to underwriting and/or
processors, and ensure that mortgage loan applications are
submitted in a timely manner, and that members are kept informed
throughout the entire process. The Mortgage Loan Originator will
continue being the main point of contact on all files, and will
provide consistent loan parameter updates to the member. Skills,
Abilities and Qualifications Minimum of two years--- experience in
mortgage loan origination. Bachelor---s Degree required.
(Associate---s Degree and equivalent work experience may be
considered). Must work well independently and be self-motivated.
Strong knowledge and proficiency of Microsoft Office Outlook, Word
and Excel software. Knowledge of general real estate lending
practices, guidelines, and customary compliance requirements.
Proven successful track record in originating mortgage loans and
meeting sales goals. Strong member service and time management
skills. Must communicate and work effectively in a team
environment. Demonstrate willingness to learn new systems and adapt
to new procedures. Ability to multitask and maintain an organized
workflow. Demonstrate outstanding level of member services skills.
Strong communication skills (verbal, written, listening,
presentation). Nationwide Mortgage Licensing System (NMLS)
registration. Duties and Responsibilities Manage all daily mortgage
inbound leads. Respond in a timely, effective manner to all real
estate related member inquiries arising from all areas within the
credit union (call transfers, e-mails, internal referrals). Conduct
outbound call efforts and campaigns to generate real estate loans.
Interview members and thoroughly complete their mortgage loan
applications. Discuss lending products and requirements with
members. Sell and match member with the appropriate mortgage
product. Deliver an exceptional loan application experience. Ensure
accuracy and completion of the loan application with respect to all
supporting loan documentations. Send out loan disclosures, loan
estimates, and update as necessary throughout the process. Adhere
to customary real estate lending compliance requirements when
sending out initial disclosures, loan estimates, and adverse action
letters. Request, follow up, and obtain all necessary loan
submission requirements such as income documentation, asset
documentations, purchase contracts and mortgage statements.
Understand and follow GSE agencies guidelines in packaging real
estate deals. Calculate and incorporate any additional fees such as
credit enhancements, loan level price adjustments, and private
mortgage insurance premiums to each loan package as necessary. Run
credit checks and desktop underwriting (DU) on all files to
determine loan request eligibility. Analyze and review credit
reports and ensure that members meet the qualifications based on
lending policies. Manage pipeline effectively to ensure loans are
closing in a timely manner. Communicate to members effectively as
needed to ensure loan closing. Communicate and work with other
involved parties within the mortgage transaction
(realtors/escrow/title companies). Meet crucial deadlines
requested. Perform any additional duties/activities assigned by
management. Interested in hearing more? Easy Apply now by clicking
the "Apply" button.
Keywords: Jobot, Gardena , Mortgage Loan Originator - Remote after 30 days of training, Other , Gardena, California
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